Swedish Payment Providers
Compare 396 payment providers in Sweden. Find the best payment gateway for your business.
Total Providers
396
Top Categories
Focused on Sweden
160
providers listing Sweden as a core market
About Swedish payment providers
Sweden is one of Europe's most digital payments markets — cash usage has fallen below 10% of point-of-sale transactions and the overwhelming majority of Swedes transact via mobile apps, cards, and bank transfers every single day. For merchants selling into Sweden, picking the right payment provider is less about accepting Visa and Mastercard (every PSP does that) and more about supporting the local payment methods Swedish consumers actually prefer at checkout.
Three local methods dominate: Swish, a bank-owned instant mobile payment app used by over 8 million people; Klarna, the Stockholm-born buy-now-pay-later pioneer that accounts for a significant share of Swedish e-commerce checkout; and Trustly, the open-banking pay-by-bank rail that settles directly from a shopper's Swedish bank account. BankID — the national e-identification system — underpins authentication for most of these flows and is effectively non-negotiable for high-value transactions.
International processors like Stripe, Adyen, Mollie, and Worldline all operate in Sweden with varying levels of native Swish and Klarna integration. Regional specialists like Svea, Nets, Bambora (now part of Worldline), Qliro, and Walley (formerly Collector Bank, now part of Norion Bank) offer deeper Nordic coverage and are often stronger choices for merchants whose primary market is Sweden or the wider Nordic region. High-risk and crypto merchants have fewer onshore options and typically route through European acquirers licensed under PSD2 and the upcoming PSR.
Top payment providers in Sweden
160 of these providers list Sweden as a core market — they lead the list below, ahead of the international platforms that also support it.
Unifiedpost
Walley (Collector)
BNPL & invoicing
Billwerk+
European Subscription Billing
Bankoro
Fintechs that want to build account-based products, and businesses with international activity or foreign owners and directors that need a UK multi-currency account and meet the £2 million turnover or balance minimum.
Brite Payments
European Instant Payments
DirectPayEU
European e-commerce merchants accepting IBAN bank payments as a card alternative
Stable Mint
Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.
Monerium
Tradera
Private sellers and shop owners in Sweden who sell second-hand or new goods by auction or fixed price on the Tradera marketplace and want Tradera to collect buyer payments for them.
Billhop
Riva
Januar
EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.
ChargePoint
EV Charging Payments
Yaspa
Intraclear
Businesses incorporated in the EEA, from small firms to large international enterprises, that want card acquiring, a payment gateway and business accounts with SEPA/SWIFT from one provider.
Enfuce
Nordic Card-as-a-Service
ArmadilloPay
Program managers, travel-disruption compensation platforms and gig-economy aggregators that want white-labelled cards, IBANs, wallets and payouts in Ireland and the EEA under a regulated e-money licence.
STOKR
Asset managers, fund issuers and financial institutions in the EU that want to issue tokenized securities and handle the crypto/stablecoin payment leg for subscriptions, redemptions and distributions.
Plix
Billmate
Swedish e-commerce
Cardaq
Fibonatix
Card-not-present merchants in the UK and EEA, including higher-risk sectors such as CBD, forex, prop trading, online dating, adult physical goods and prize competitions.
Outpayce
Airlines, hotels and travel agencies — especially those already using Amadeus systems — that want to orchestrate payment acceptance and supplier payouts through one platform.
Trustly
E-commerce, gaming, and high-risk merchants