Swedish Payment Providers
Compare 396 payment providers in Sweden. Find the best payment gateway for your business.
Total Providers
396
Top Categories
Focused on Sweden
160
providers listing Sweden as a core market
About Swedish payment providers
Sweden is one of Europe's most digital payments markets — cash usage has fallen below 10% of point-of-sale transactions and the overwhelming majority of Swedes transact via mobile apps, cards, and bank transfers every single day. For merchants selling into Sweden, picking the right payment provider is less about accepting Visa and Mastercard (every PSP does that) and more about supporting the local payment methods Swedish consumers actually prefer at checkout.
Three local methods dominate: Swish, a bank-owned instant mobile payment app used by over 8 million people; Klarna, the Stockholm-born buy-now-pay-later pioneer that accounts for a significant share of Swedish e-commerce checkout; and Trustly, the open-banking pay-by-bank rail that settles directly from a shopper's Swedish bank account. BankID — the national e-identification system — underpins authentication for most of these flows and is effectively non-negotiable for high-value transactions.
International processors like Stripe, Adyen, Mollie, and Worldline all operate in Sweden with varying levels of native Swish and Klarna integration. Regional specialists like Svea, Nets, Bambora (now part of Worldline), Qliro, and Walley (formerly Collector Bank, now part of Norion Bank) offer deeper Nordic coverage and are often stronger choices for merchants whose primary market is Sweden or the wider Nordic region. High-risk and crypto merchants have fewer onshore options and typically route through European acquirers licensed under PSD2 and the upcoming PSR.
Top payment providers in Sweden
160 of these providers list Sweden as a core market — they lead the list below, ahead of the international platforms that also support it.
TalkRemit
Em@ney
IDT Finance
Oropay
Remit Choice
APS International
Mynt
Nordic companies that want corporate Visa cards plus expense and invoice management, and ERPs, banks, fintechs and expense systems that want to embed white-label cards and spend management through APIs.
Avarda
E-commerce merchants, mainly in the Nordics, that want a white-label checkout with buy-now-pay-later (BNPL) options and invoices under their own brand.
Bokio
Small Swedish businesses (aktiebolag, enskild firma, handelsbolag) that want their business account, Swish payments and invoicing tied directly into their bookkeeping software.
Kleer
Swedish-language service businesses such as consultancies and SaaS/AI companies (roughly 5–500 employees) that want accounting, payroll and supplier/salary payments in one outsourced system.
Juni
Pelican AI
Zaver
Merchants handling high-value purchases online or in-store (e.g. automotive, mobility, EV charging, retail, health, travel) who want account-to-account payments and financing options with large basket limits.
Loomis Pay
In-person merchants in Sweden, Denmark, Spain and Norway, such as restaurants, retailers, events and self-service businesses, that want card acquiring, POS hardware and cash handling under one contract.
Vipps MobilePay
Nordic merchants targeting multiple countries
EML Money DAC
CRIF RealTime
B4B Payments
Businesses and SaaS platforms in the UK, EU and US that need multi-currency accounts, payouts, FX and card issuance, either for their own use or embedded under their own brand.
Plusius
Fintechs, financial institutions and cross-border eCommerce or logistics businesses that need automated pay-ins, payouts, FX and import duty/tax collection.
Svea Payments
Nordic E-Commerce & Invoice Payments
Zalando Payments
ZTL
Software platforms and ERP providers in the Nordics that want to embed bank-independent account-to-account payments, salary payments, account data and FX through a single API.
Centranx
Online (e-commerce) merchants in the EEA that want card acquiring through an MFSA-licensed principal Visa and Mastercard member.
Hapic
Small and medium-sized enterprises in the EU/EEA that need a business IBAN account for SEPA and international transfers.