German Payment Providers

Compare 473 payment providers in Germany. Find the best payment gateway for your business.

Total Providers

473

Top Categories

TraditionalRegionalCryptoBaasGaming

Focused on Germany

250

providers listing Germany as a core market

Top payment providers in Germany

250 of these providers list Germany as a core market — they lead the list below, ahead of the international platforms that also support it.

Mondu logo

Mondu

B2B sellers (webshops, marketplaces and multichannel sellers) that want to offer business buyers invoice payment terms or installments without taking on credit risk.

traditional +1
Fees
Mondu’s Buy Now, Pay Later solution is priced at a Merchant Discount Rate (MDR) of 1.5-3.0%, similar to other payment methods like credit cards and comparable to Agio/Skonto. The exact fees depend on the net terms offered to the buyers, volume of transactions, basket size, industry and payout terms.
Settlement
Varies
View provider
Yapily logo

Yapily

European Open Banking API

infrastructure
Fees
Per-API-call pricing
Settlement
Instant
Enterprise
Low Fees
Sandbox
View provider
Noah logo

Noah

Platforms that need API-driven fiat-to-stablecoin pay-ins and automated payouts in local currencies, for example for remittances, payroll, e-commerce marketplaces, crypto wallets and exchanges, or treasury.

crypto +1
Fees
Custom
Settlement
Near-instant
View provider
TantumPay logo

TantumPay

Businesses in the EEA, including platforms and marketplaces, crypto/Web3 firms, holding/foundation/trust structures and SaaS companies, that need dedicated multi-currency IBAN e-money accounts alongside online payment acceptance.

baas +1
Fees
Custom
Settlement
Varies
View provider
Vivid logo

Vivid

Small businesses, freelancers, and retail or hospitality merchants in Germany that want a business account bundled with payment links and a free card terminal.

traditional
Fees
Fee for receiving card payments from clients (EEA cards), from 0,79% (+0,25 €); POS terminal: Free; Flat transaction fee (all cards): Up to 1.49%. Terminal: "a transaction fee of just 1.49% for EEA consumer cards".
Settlement
Sales made via the card payment terminal are usually available in your Merchant account the next business day. Alternatively, you can activate instant payouts in the settings.
View provider
Ecospend logo

Ecospend

UK Open Banking Payments

traditional
Fees
Per-transaction
Settlement
Varies
Enterprise
Low Fees
Sandbox
View provider
Carat (Fiserv) logo

Carat (Fiserv)

Enterprise Commerce Platform

traditional
Fees
Custom
Settlement
Varies
Enterprise
Sandbox
View provider
E

Euronet Worldwide

regional +1
Fees
Custom
Settlement
Varies
View provider
Finion logo

Finion

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.

traditional +1
Fees
Custom
Settlement
Varies
View provider
Treezor logo

Treezor

European BaaS

baas
Fees
Custom
Settlement
Instant
Enterprise
Recurring
Sandbox
View provider
Elavon Europe logo

Elavon Europe

European Card Acquiring

traditional
Fees
Custom
Settlement
2 business days
Enterprise
Recurring
Sandbox
View provider
Buy Me a Coffee logo

Buy Me a Coffee

Creator Monetization

traditional
Fees
5% platform fee
Settlement
Instant
Recurring
Startup
View provider
P

PassTo (Swift Payment Technologies)

regional +1
Fees
Custom
Settlement
Varies
Low Fees
View provider
U

Unifiedpost

regional +1
Fees
Custom
Settlement
Varies
View provider
PPRO logo

PPRO

Local Payment Method Integration

traditional
Fees
Custom
Settlement
Varies
Enterprise
Low Fees
Sandbox
View provider
Billwerk+ logo

Billwerk+

European Subscription Billing

traditional
Fees
Custom
Settlement
Varies
Recurring
Startup
Sandbox
View provider
Dayforce (Ceridian) logo

Dayforce (Ceridian)

Enterprise global payroll and HCM

traditional
Fees
Per-employee-per-month subscription (quote-based)
Settlement
Varies
Enterprise
Instant
View provider
Heropay logo

Heropay

Small French businesses that want a free or low-cost online business account with short-term supplier-invoice financing and faster marketplace payouts.

baas
Fees
Custom
Settlement
Hero paie vos ventes BackMarket et Conforama à j+1 de vos ventes.
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Bankoro logo

Bankoro

Fintechs that want to build account-based products, and businesses with international activity or foreign owners and directors that need a UK multi-currency account and meet the £2 million turnover or balance minimum.

baas
Fees
Account opening fee: individual, typically from £300 for CAT 1 jurisdictions; Monthly fees: individual, typically from £100/month for CAT 1 jurisdictions; Foreign exchange (FX) charges: individual, typically from 0.18%; Outgoing payment charges: individual, typically from £2 and 0.2%; Incoming payment charges: individual, typically from £1 and 0.1%; Account closure fee: 3x monthly fee; Non-compliance with customer profile: individual, typically up to 12x monthly fee; Special requests: individual, typically from £100
Settlement
Varies
View provider
Brite Payments logo

Brite Payments

European Instant Payments

traditional
Fees
Custom
Settlement
Instant
Instant
Low Fees
Sandbox
View provider
DirectPayEU logo

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

traditional
Fees
0.8-1.5% for bank transfers
Settlement
1–3 business days
View provider
Stable Mint logo

Stable Mint

Businesses in the EU/EEA and supported third countries that want to collect, hold, convert and pay out EUR/USD via regulated stablecoins alongside SEPA/SWIFT rails, especially for cross-border trade, platforms and marketplace/payroll payouts.

crypto +2
Fees
Custom
Settlement
~10 seconds
View provider
Bluecode logo

Bluecode

Mobile payments

regional
Fees
0.95-1.5%
Settlement
1–2 business days
Startup
Sandbox
View provider
M

Monerium

baas +1
Fees
Custom
Settlement
Varies
Crypto
View provider

Germany specialists & leading international providers

PaypercutPAYSTRAXXsollaUnzerWeedsPaymentsSterlingPayDinape Solutions GmbHStripeAdyenCheckout.comAirwallexFiservAmazon PayPayPalAlipayRevolutFISGoCardlessVoltGlobal PaymentsPaysendEmerchantviewFastSpringCurrenxieApple PayMollieDurango Merchant ServicesIngenicoNexiMultiSafepayEVO PaymentsGoogle PayYabandPayBENKERWorldlineeMerchantBrokerNarviFreshaCentralPayGembaZettleCoupa PayCodashopCloverNets EasyVitesseBokuBorgunComputopAltaPayCrezcoPrimex PaymentsBuckarooProfeeGnosis PayAlteryCoingateKoronaPayNexpayContomobilePay.nlAlmaOSLbunqC2FOBitstampScalapayClearhausDeutsche BankfinAPIFreedomPaySwan3S MoneyCollect & Exchange CYMizuho BankSociete GeneralePayonePerveskBitpandaZevoyAirPlus InternationalmyPOSHobexWix PaymentsEVO Payments EuropePaywardBarionVR-Bank Ihre HeimatbankTravelexbitFlyerNovalnetINGVR PaymentCURO PaymentsEdenredPaynoPainMonduYapilyNoahTantumPayVividEcospendCarat (Fiserv)Euronet WorldwideFinionTreezorElavon EuropeBuy Me a CoffeePassTo (Swift Payment Technologies)UnifiedpostPPROBillwerk+Dayforce (Ceridian)HeropayBankoroBrite PaymentsDirectPayEUStable MintBluecodeMoneriumN26NodaLightspeed CommercePayneticsWeroSatispaySolarisBillhopRivaJanuarToken.ioChargePointKanzarooMarTrustYaspaBillitFasterPayIntraclearArmadilloPaySTOKRPlixCardaqFibonatixPowensWoori BankOutpayceTrustlyRatepayTalkRemitEm@neyCashtoCodeMercedes payPayrexxIDT FinanceCCV GroupsecupayGetpaidOropayRemit ChoiceWalleeEmirates NBDJuniPelican AIZaverWEATRaiffeisenbank AidlingenConcardis (Nets)Alter DomusCleverbridgeWorldFirstDiners Club InternationalEML Money DACCRIF RealTimeB4B PaymentsEurowagSpendeskZalando PaymentsSofortCentranxHapicAmadeusRivertySaferpay (Worldline)Shell CardNavanLAVEGOBanqupSAP ConcurTranzyPayLOGPAYOTTO PaymentsMyBankAircashBillieBANKSapiKORONA POSCerro CatedralHolviB+S BanksystemeGirocardPlanet (formerly Planet Payment)QwistVerotelVerimiMoneseGatePayhawkSEPA Instant Credit TransferUltima PaymentsNavroaifinyoPagateqriecken.ioPAVIS PaymentscfloxKitafinoTransferMateBechtle Financial ServicesKontowechsel24YokoyOKXWoltShinhan BankOlkyPayPXPCitiWirecard (legacy)KatanoxBelmoneyWallesteriBanFirstECOMMBXEmbedSokinNec MoneyUber PaymentsPrivalgoBnkProK&H Payment ServicesBilderlingsAlpha GroupImagoramnisBooking Holdings Financial ServicesQontoFinomA Place in the Sun CurrencyBOA EuroservicesWishGLASPaywintCryptoPAYRNuveiPAYWISE ASIACatalystPayMalum PaymentsPayXLJuspayPaymentwallFiChecksBitpaceUnlimitOppi PaymentNOWPaymentsSouthpayUQPay0xProcessingAssetPayBlockonomicsWhopPayAlmaMintPayDoAnt InternationalPayUAlchemy PayBitPayWiseBraintreeWorldpayPaysafeMoonPayBlueSnapCoinbase CommerceWeChat PayBVNKAdvCash (now Volet.com)Crypto.com PayCryptoProcessingAstroPay

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