UK Payment Providers

Payment Gateway plan: 25.00 EUR / mo. or 100 EUR / mo.; ZEN Pay 0.35% + 0.10 EUR; Credit cards IF++ 0.89% + 0.30 EUR

Varies

FasterPay

Nuapay

European Open Banking Payments

Access PaySuite

UK businesses and public-sector organisations that collect recurring payments by Direct Debit and also want to take card and Pay by Bank payments on one platform.

Direct Debit (Small and Medium businesses): From 8p per transaction; Enterprise: Custom; No setup fees. Online payments: From £25 per month (350 Transactions Included); From £50 per month (850 Transactions Included); Custom for high-volume.

Pay by Bank: The payment settles in real time

Enfuce

Nordic Card-as-a-Service

PayAngel

Pixxles

UK-based online businesses that want card acquiring and processing, a virtual terminal, and a GBP/EUR business account from one FCA-authorised provider.

Accept payments online: UK - UK cards 1.95% + 20p per transaction; UK - EEA cards 2.95% + 20p per transaction; International Cards 3.95% + 20p per transaction; Bank Transfers 1% + 20p per transaction (Custom pricing available). Business banking: Local Payments – A €0.50 fee applies; International Payments – A €3 fee applies; Swift Network Wire – A €25 fee applies; Foreign Exchange at the Interbank Rate – Up to 0.5% markup applies for each FX; Add each member for €5 per month.

Varies

Bankful

High-Risk Multi-Vertical

high risk

Settlement frequency is flexible – daily, weekly, or customised to suit your business needs.

4% - 7% per transaction

Latpay

Businesses in Australia, the UK and Europe that need online, in-person and unattended card acceptance, such as vending, parking, EV charging, gaming and software/hardware partners.

Most corridors clear same-day. The rest still beat SWIFT correspondent banking

Plix

NexPay Education

Schools, colleges, universities, education agents and student accommodation providers that collect international tuition payments from students abroad, particularly from Latin America.

Tide

UK small businesses, sole traders and freelancers who want a business account plus in-person and online card acceptance in one app.

Card Reader Device Fees: 1.5% + 5p (Pay As You Go, £0), 0.89% + 3p (Sell In-Person Essential, £17.99), 0.69% + 3p (Sell In-Person Premium, £19.99); Tap to Pay Transaction Fees: 1.5% +11p / 0.89% +9p / 0.69% +9p. Tide Card Reader from £29+ VAT; Tide Card Reader Plus from £49+ VAT.

Enjoy next business day settlement on your card and online payments at no extra cost

Conferma Pay

Travel Virtual Cards

Xero Payments

Xero Accounting Payments

1.5% - 2.9% per transaction

Cardaq

Fibonatix

Card-not-present merchants in the UK and EEA, including higher-risk sectors such as CBD, forex, prop trading, online dating, adult physical goods and prize competitions.

SMEB

UK small and medium-sized businesses that want card terminals or phone-based Tap to Pay (SoftPOS) together with an e-money business account and cash deposit services.

POS: 1% fee. E-money business account: Monthly Account Fee £7.99 (Waived for the first 6 months after onboarding); CHAPS / SWIFT / International Transfer £20.00 per transaction; Faster Payments £0.30 per transaction; BACS Payment £0.25 per transaction; Virtual Card Issuance £1.00; Physical Card Issuance £9.99; ATM Withdrawal £1.00 per transaction.

Varies